How it works

Personalized Self-Service Approach

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Resolve Your Debt

How it works

When you receive a message from Valor, click the smart link included in the message. This will take you directly to the secure payment screen.

Review your Account

You may not have heard of us and may wonder why we are contacting you about a debt. We may be collecting the debt on behalf of the original creditor, or on behalf of a company that obtained the debt from the original creditor. To review this debt, sign in to see:

To dispute this debt, you can contact us by phone, email, Live Chat or letter.

Know your payment options

We’re happy to provide flexible payment options

We offer a variety of payment methods and plans designed to fit your unique financial situation, making it easier than ever to stay on top of your obligations. Select the payment solution that suits you best and take control of your finances with confidence.

Step 1:
Access the Payment Portal

When receiving a message from Valor, click the smart link in the message which will bring you to the screen below. Select "Make Payment" to begin.

When receiving a message from Valor, click the smart link in the message which will bring you to the screen below.
Step 2:
Choose a Payment Method

Valor provides a variety of payment options so you can pay using your preferred digital method. Simply select the option that works best for you.

Valor offers every possible option for customers to choose how they want to pay. Select your option below to use your digital preference.
Step 3:
Complete Payment

To complete your payment, simply enter the amount you'd like to pay in the provided field and click "Submit." It’s fast, secure, and that easy!

Enter the amount of your payment in the box below and click Submit. It's that Easy!
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We’re Committed to Serving You

Our agents are available Monday – Friday 8 AM – 9PM EST.
Choose the option that works best for you:

*Payment plans and discounted offers are based on the creditor’s discretion.