How it works
Personalized Self-Service Approach
+1 (844) 724-5158
How it works
When you receive a message from Valor, click the smart link included in the message. This will take you directly to the secure payment screen.
- Step 1: Click "Make Payment" to begin.
- Step 2: Choose Your Preferred Payment Method.
- Step 3: Enter Payment Amount & click Submit Payment.
Review your Account
You may not have heard of us and may wonder why we are contacting you about a debt. We may be collecting the debt on behalf of the original creditor, or on behalf of a company that obtained the debt from the original creditor. To review this debt, sign in to see:
- Name of the Creditor
- Current Balance
- File Number
To dispute this debt, you can contact us by phone, email, Live Chat or letter.
Know your payment options
We’re happy to provide flexible payment options
We offer a variety of payment methods and plans designed to fit your unique financial situation, making it easier than ever to stay on top of your obligations. Select the payment solution that suits you best and take control of your finances with confidence.
When receiving a message from Valor, click the smart link in the message which will bring you to the screen below. Select "Make Payment" to begin.

Valor provides a variety of payment options so you can pay using your preferred digital method. Simply select the option that works best for you.

To complete your payment, simply enter the amount you'd like to pay in the provided field and click "Submit." It’s fast, secure, and that easy!

We’re Committed to Serving You
Our agents are available Monday – Friday 8 AM – 9PM EST.
Choose the option that works best for you:
- One-time payment in full
- Custom payment plans*
- Pay what you can payment
- Discounted offers available on some accounts*
*Payment plans and discounted offers are based on the creditor’s discretion.